L & M Public Adjusters
Our Services
Expert Claim Support for Homeowners and Businesses
L & M Public Adjusters provides full-service claim assistance for property owners who need accurate documentation, expert negotiation, and a fair settlement. From storm damage to denied claims, our licensed adjusters handle every step of the process so you never face the insurance company alone.
Fire & Smoke
Fire and smoke can cause severe damage to residential and commercial properties, often extending far beyond visible areas. Our adjusters thoroughly assess and document all fire-related losses to help your clients recover quickly and fairly.
Water Damage
From leaking appliances to burst pipes or A/C failures, water damage can happen unexpectedly and escalate fast. Our team reviews each policy and the cause of loss to prepare precise, data-backed estimates that strengthen your client’s claim.
Storm Damage
Severe weather events like tropical storms and hurricanes can lead to extensive property damage. We help your clients navigate these complex claims by documenting every detail and ensuring their policies are maximized for fair compensation.
Vandalism
When vandalism or intentional property damage occurs, it can cause both emotional and financial hardship. Our adjusters inspect, document, and compile a detailed estimate to support your client’s claim and ensure accurate, fair recovery.
Expert Support for Property Claim Disputes
Comprehensive Litigation Support and Appraisal Services
At L & M Public Adjusters, we provide detailed litigation support and appraisal services for a wide range of property losses, including water damage, roof leaks, storm and hurricane damage, fire, smoke, flood, and mold claims.
Our team has built a strong reputation for high-quality, reliable service among attorneys across Rhode Island and Connecticut. Backed by years of experience, we help legal professionals strengthen their claims and achieve fair, accurate settlements for their clients.
When you engage our team, we conduct a comprehensive inspection of your client’s property, measuring all affected areas, documenting damage through high-resolution photographs, and preparing a litigation support package that includes a detailed estimate generated in Xactimate—the industry standard for claim accuracy.
Because we understand that timing is critical in legal proceedings, our process is designed for efficiency. Upon receiving your request, we contact your client the same day to schedule a visit, complete the property inspection within three business days, and deliver the finalized documentation within ten days of assignment.
At L & M Public Adjusters, we’re proud to support the legal community with professional, transparent, and timely claim services, helping law firms and their clients achieve fair outcomes in every claim.