Comprehensive Representation

Experienced Public Adjusters for Fair Insurance Settlements

At L & M Public Adjusters: We are passionate about policyholders. We will do our best and give our all to ensure that you receive a fair, rightful settlement.

Expert Appraisals and Claim Assistance

Your Trusted Advisor for Litigation Support and Appraisals

At L & M Public Adjusters, we provide professional litigation support services and accurate insurance appraisals to help attorneys and property owners achieve fair claim resolutions. Our team delivers reliable, data-driven estimates designed to strengthen your claim and support your clients with clarity and confidence.

Accurate and Reliable Estimates

Our licensed public adjusters use the latest version of Xactimate to prepare detailed, industry-standard estimates. Each report includes an ESX file and PDF, comprehensive notes, and numbered photographs organized to match scope sequencing—ensuring complete transparency and documentation accuracy.

Experienced Adjusters and Appraisers

Our experienced public adjusters and certified appraisers compile all necessary documentation and evidence to create a thorough litigation support package. We collaborate seamlessly with legal teams to assist in insurance claim disputes, leveraging years of experience and in-depth knowledge of policy interpretation.

Fast and Dependable Service

We understand the urgency behind every claim. Once we receive your request, one of our adjusters will contact your client to schedule an inspection. We’ll visit the property, then you’ll receive a finalized, professional report—ready for litigation, mediation, or appraisal.

Expert Support for Property Claim Disputes

Comprehensive Litigation Support and Appraisal Services

At L & M Public Adjusters, we provide detailed litigation support and appraisal services for a wide range of property losses, including water damage, roof leaks, storm and hurricane damage, fire, smoke, flood, and mold claims.

Our team has built a strong reputation for high-quality, reliable service among attorneys across Rhode Island and Connecticut. Backed by years of experience, we help legal professionals strengthen their claims and achieve fair, accurate settlements for their clients.

When you engage our team, we conduct a comprehensive inspection of your client’s property, measuring all affected areas, documenting damage through high-resolution photographs, and preparing a litigation support package that includes a detailed estimate generated in Xactimate—the industry standard for claim accuracy.

At L & M Public Adjusters, we’re proud to support the legal community with professional, transparent, and timely claim services, helping law firms and their clients achieve fair outcomes in every claim.

Fire & Smoke

Fire and smoke can cause severe damage to residential and commercial properties, often extending far beyond visible areas. Our adjusters thoroughly assess and document all fire-related losses to help your clients recover quickly and fairly.

Water Damage

From leaking appliances to burst pipes or A/C failures, water damage can happen unexpectedly and escalate fast. Our team reviews each policy and the cause of loss to prepare precise, data-backed estimates that strengthen your client’s claim.

Storm Damage

Severe weather events like tropical storms and hurricanes can lead to extensive property damage. We help your clients navigate these complex claims by documenting every detail and ensuring their policies are maximized for fair compensation.

Vandalism

When vandalism or intentional property damage occurs, it can cause both emotional and financial hardship. Our adjusters inspect, document, and compile a detailed estimate to support your client’s claim and ensure accurate, fair recovery.

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