L & M Public Adjusters
Claims Assistance & Representation
Insurance Claim Services for Homeowners and Businesses
L & M Public Adjusters provides full-service support for property damage and insurance disputes, helping clients navigate complex claims with clarity, accuracy, and proven results. Whether your loss is from fire, water, storm damage, or a denied claim, our team manages the entire process so you receive the compensation your policy promises.
Explore Our Claim Support Services
Insurance Claims We Handle
Whether you are a homeowner, business owner, or part of a condominium association, L & M Public Adjusters offers specialized claim assistance tailored to your type of property loss. Select a category below to learn how we can help.
Property Damage Comes in Many Forms
No Matter the Cause, We’re Here to Protect Your Claim
From minor water leaks to catastrophic storm damage, L & M Public Adjusters has the expertise to document losses properly, negotiate with the insurance company, and secure the settlement you deserve. We represent homeowners, business owners, and condo associations dealing with all types of insured property damage.
Air Conditioning Leaks
Broken Pipes
Dishwasher Leaks
Electrical Fire
Fire Damage
Freeze Damage
Frozen Pipes Burst
Hot Water Heater Leaks
Hurricane Damage
Kitchen Fire Damage
Loss by Collapse
Mold Damage
Plumbing Leak Damage
Roof Leaks
Sinkholes
Smoke Damage
Storm Damage
Theft
Tornado Damage
Vandalism
Vehicle Hitting a Building
Water Damage
Tree Damage to House from Downed Tree
Wind Damage
Comprehensive Representation
As your claims advocate we will:
Review the policy and provide advice as to what you are legally entitled to Fully document the claim and present it to the insurance company
Provide the insurance company with a detailed repair estimate Provide the physical inventory and appraisal of all damaged personal property
Provide experts if needed to support the claim Negotiate the best possible settlement Keep you apprised of ongoing settlement efforts
Relieve you of the stress and hardship of having to do it alone
How Do We Get Paid?
We charge a small percentage of the net settlement of the claim, which is established at the very beginning of the adjustment process. We are paid after the claim is settled, upon you receiving payment of your entitled insurance proceeds.